Keeping it "Real" Estate - KBeach Radio

Saturday Mornings at 10am on KBeach.org

Quick Search

Buying & Selling

Home Owners Association Headaches, Buying a Condo is Like Child Birth!

A listener’s mail question reveals a common challenge with trying to buy condominiums with home owners associations. In today’s lending environment, condominiums become more and more difficult to finance because of unstable or struggling HOA’s. Not to mention, that your HOA monthly dues may actually be more than the Mortgage!!! How and Why would you [...]

Can I Buy a Second Southern California Home and Claim it as a Primary Residence?

Financing a Loan on a Primary Residence Can Typically be Done at a lower Interest Rate, Than Financing a Vacation Home So it stands to reason that Southern CA Home Buyers would prefer to have their purchase classified as a Primary Residence, but what constitutes a primary residence? Are there rules around what you can [...]

Search Homes in Long Beach

Find a Great Home in Long Beach CA

Search Condos in Long Beach

Find an Affordable Condo in Long Beach CA

Residential Income Properties in Long Beach

Find a Great Investment

Mortgage & Assistance

Choosing between big bank, direct lender, mortgage broker

What’s the difference between a Big Bank, Direct Lender and a Broker?

When you are Buying or Selling a Home, you are faced with a barrage of new verbiage. New words, new phrases all related somehow to the Real Estate process. Some of those occurred during the Lending process, and they are Big Bank, a Direct Lender and a Mortgage Broker. Each of them sound as though they will work, but each is so very [...]

Can I Do a Streamline Refinance on a Jumbo Loan?

California has some of the higher property values in the country. Because of this, Jumbo loans are common, and yet there are very few solutions or opportunities to take advantage of lower interest rates. This mail bag question is addresses refinance options for Jumbo loan programs in California Can I Do a Streamline Refinance on [...]